Free tools
Commercial real estate calculators free, private, no sign-up
Pacific Software Ventures built these for people who underwrite deals. Each runs in your browser, so your numbers are not uploaded, saved or tracked, and each comes with a guide to using it well.
Read the deal documents
Value and income
NOI calculator
Enter rent, vacancy, other income and expense lines to get effective gross income, NOI and the expense ratio.
Cap rate calculator
Enter NOI and a price for the cap rate, then test what the same NOI is worth at other cap rates.
GRM calculator
Enter a price and gross rent to get the GRM, then test what that rent is worth at a GRM from comparable sales.
Debt
Commercial mortgage calculator
Enter a loan, rate, amortization, term and any interest-only period for the payment and the balance due, plus LTV, DSCR and debt yield if you add a value and NOI.
DSCR calculator
Enter NOI and loan terms to get DSCR, annual debt service, and the largest loan at the DSCR you test.
Debt yield calculator
Enter NOI and a loan to get the debt yield, plus the largest loan and the NOI needed at the yield you test.
Returns
Leases
These tools do arithmetic and hold no market benchmarks. They are general education, not investment, legal or tax advice, and not loan quotes.
Next step
Doing this on every deal? Let AI do the first read.
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